5 First-Time Homebuyer Mistakes to Avoid in Costa Rica

Are you dreaming of owning your first home in paradise? Don’t let preventable mistakes hold you back. This guide to first-time homebuyer mistakes in Costa Rica will help you make smarter decisions—so you can enjoy a smooth, stress-free purchase.

Buying a home abroad is a major life milestone, especially in a country as diverse and beautiful as Costa Rica. However, as a first-time homebuyer, it’s all too easy to make costly missteps. Fortunately, many of these can be avoided with proper guidance and preparation.

Here’s what to avoid—and how your REMAX Oceanside team can help.

1. Not Getting Pre-Approved or Setting a Budget

To begin with, many buyers get emotionally attached to homes they later find out they can’t afford. Since financing options are limited for foreigners in Costa Rica, it’s crucial to get clear on your budget from the start. Sharing this budget with your REMAX agent will help them walk you through the process of including closing costs, property taxes, and ongoing maintenance. For more insights, visit our Costa Rica real estate FAQ page.

2. Overlooking the Importance of Location

Costa Rica offers everything from surf towns to eco-retreats and modern city living. Yet, not every region will suit your goals—especially when it comes to infrastructure, amenities, desired lifestyle or rental potential.
Instead, ask your REMAX Costa Rica agent to explain local trends, infrastructure plans, and lifestyle match. You can also explore our community and area guides for in-depth neighborhood insights.

3. Skipping Legal Due Diligence

One of the most common first-time homebuyer mistakes in Costa Rica is assuming all properties are legally sound. Unfortunately, not all listings are created equal.

What to Do:
Always verify property titles and zoning with a trusted attorney. At REMAX Oceanside, we work only with verified listings and ensure our clients get bilingual legal support every step of the way.

4. Ignoring Home Inspections

Even in tropical paradise, not every home is “move-in ready.” While the ocean views might be irresistible, the home itself could have hidden problems.

Avoid this by:
Scheduling a professional inspection to check for structural issues, mold, or outdated plumbing. We’ll connect you with reputable home inspectors who know what to look for in Costa Rican homes.

5. Trying to Do It All Alone

Finally, many first-time buyers assume they can handle the process without expert help. While it’s technically possible, the risk is significantly higher. Be especially aware of any seller, taxi driver or friendly expat who encourage you to buy their property “sin intermediario” through their attorney for a discount as this leaves you without anyone looking out for your interest.

Instead, choose wisely:
Work with a team of specialists who know the market, legal system and have the resources to protect your investment, including a REMAX agent, inspector, escrow agent and real estate attorney. Allow us to put our experience and team of experts to work to make the process as safe and seamless as possible.

You Deserve Peace of Mind, Not Problems

In conclusion, avoiding these first-time homebuyer mistakes in Costa Rica will help you make better decisions, protect your investment, and actually enjoy your property journey.

Ready to get started? Contact a REMAX agent today.

First-Time Homebuyer FAQs: Avoiding Common Mistakes in Costa Rica

Q1: I’m dreaming of owning my first home in Costa Rica. What should I be cautious about?
A: Buying your first home abroad is exciting—but also full of potential pitfalls. Many first-time buyers make avoidable mistakes due to unfamiliarity with local processes. With the right guidance, you can enjoy a smooth, stress-free purchase.

Q2: Should I get pre-approved or set a budget before looking at properties?
A: Absolutely. One of the biggest mistakes is falling in love with a home you later realize is out of your budget. Financing options for foreigners are limited in Costa Rica, so it’s crucial to know your financial boundaries upfront. Your REMAX agent can help you factor in closing costs, taxes, and maintenance.

Q3: How important is the location when buying in Costa Rica?
A: Extremely important. Costa Rica’s regions vary widely—from beachfront surf towns to quiet eco-retreats to modern urban hubs. Not every location aligns with every buyer’s goals, especially regarding infrastructure or rental potential. Consult with your REMAX agent and explore our Community & Area Guides for insights.

Q4: Is legal due diligence really necessary if I love the property?
A: Yes—more than ever. Assuming a property is legally sound can lead to major problems. Always verify property titles, zoning, and permits with a qualified real estate attorney. REMAX Oceanside works only with verified listings and bilingual legal support to protect you every step of the way.

Q5: Do I need a home inspection even if the property looks perfect?
A: Definitely. Costa Rican homes can hide issues like structural damage, outdated plumbing, or mold. A professional inspection is your safety net. Your REMAX agent will refer you to trusted local inspectors who understand the unique challenges of Costa Rican homes.

Q6: Can I just handle the process on my own?
A: Technically, yes—but it’s highly risky. You may encounter sellers or expats encouraging you to bypass agents for a “discount.” This leaves you without professional protection or market insights. A REMAX agent ensures you’re supported by a full team including a lawyer, escrow agent, and inspector—focused solely on your best interest.

Q7: What’s the best way to ensure a smooth, secure buying experience in Costa Rica?
A: Partner with professionals who know the market. With REMAX Costa Rica, you get access to expert agents, legal resources, and a local support network. We’re here to help you avoid costly mistakes and feel confident in your purchase.

Q8: How do I get started with a trusted REMAX agent in Costa Rica?
A: Simply contact us to connect with a local expert today. We’re ready to guide you from first step to final signature—with clarity, care, and confidence.